Library
“Nobody deserves to be helped who don't try to help himself, and 'faith without works' is a risky doctrine." - Mark Twain
Break-even formula: interest rate divided by one minus marginal tax rate.
Marginal Tax Rate - tax rate on the last dollar you earn during the year.
Links:
2010 Budget Overview
B2B Trust
What Is Financial Planning
www.howtocare.com Long Term Care Planning
www.caregiver.on Long Term Care Planning
Basin Insurance
Great-West Life Home
www.mcti MacDonald Chisholm Trask Insurance
Registered Education Savings Plan (RESP) - Frequently Asked Questions
Canada Pension Plan (CPP)
www.gblinc Gordon B Lang & Associates Inc. Actuaries & Financial
Tax Free Saving Account
Financial Insights
MacKenzie Financial
Blue Cross Application (pdf)
NEWSLETTERS AND ARTICLES:
Dynamic Fixed Income Commentary March 2010 (pdf)
I A Group Pensions Economic Review 2009 (pdf)
CLU COMMENT_Aug. 09 (pdf)
Equitable Life - Market Minute - June 12, 2009 (pdf)
LTC News and Views Spring 09
GWLIM Monthly Update May 2009 (pdf)
Comment (pdf)-newsletter, RRSP,s are important, Corporate vs Personally owned life insurance, Leaving Canada
COMMENT (pdf)-newsletter ,New Dividend Regime, Gift of Appreciated Shares, Leaving Canada
COMMENT jan 2007 (pdf)-newsletter, Insurance Trust, Transit Pass Tax Credit, Medical Expense Tax Credit
CLU COMMENT_Spring 07 (pdf)-More Than one Tax Spouse, Transfer of Corporate Life Insurance, Corporate Attribution, Prescribed Interest Rates
I A Pensions Economic Update 2007 (pdf)
The Ransby Report February 1 07 (pdf)-Economic update
Collateral Insurance and CDA Capital Dividend Account
BUDGET (pdf)-COMMENTARY
Article on buying a home
May 07commentary (pdf)
TOOLS:
Calculators and Planners
Mackenzie Financial - Investment Calculators
Insurance Calculator (Excel Format) Life Insurance Calculator
Personal Viewpoint (pdf)
Financial Overview (pdf)
T1 Income Tax Calculator
Key Indices Returns (Power Point)
(Required if you download pdfs for later viewing or if your browser does not support pdf format)
Free Excel Viewer
Free Power Point Viewer
FAVORITE SNAPS:
DRIVE SAFE!
FLY SAFE!
